Pool Financing

Vacation in your own backyard, sooner.

We work with three pool-specialty lenders so you can finance a new build or renovation without going through a home equity line. Compare offers, find what fits, and apply directly through our builder-specific links.

Our Partners

Three lenders. Three options.

Each partner specializes in pool construction financing — meaning loan amounts, terms, and approval paths tuned to how pool projects actually work. Apply through one to compare a single offer, or through all three to compare three.

Lyon Financial

Lyon Financial

The pool industry's largest specialty lender, in business since 1979. Unsecured pool loans with no equity required, customizable loan amounts, and flexible repayment terms.

  • Unsecured pool loans
  • Loan amounts up to $200K+
  • No equity required
Apply with Lyon
HFS Financial

HFS Financial

Home improvement loan specialist with strong pool-project experience. Same-day pre-qualification, fast funding, and a soft credit pull for initial check.

  • Same-day pre-qualification
  • Soft credit pull
  • Fixed rates & terms
Apply with HFS
Viking Capital

Viking Capital

Pool and outdoor-living specialty lender. Builder-direct funding flow, no contractor markup, and competitive fixed rates designed around how pool projects pay out across phases.

  • Builder-direct funding
  • Phase-aligned disbursements
  • Pool-specific approvals
Apply with Viking
How It Works

From application to first swim.

  1. 01

    Apply

    Pick a partner and click apply. Most run a soft credit check first so you can see if you pre-qualify without affecting your score.

  2. 02

    Get approved

    Approval typically comes back within a business day. Approval letters from any lender work for our project quoting and contracts.

  3. 03

    Sign & build

    Once you've signed with us, the lender disburses funds aligned to project phases. We're paid as we work; you pay the lender on the agreed schedule.

  4. 04

    Enjoy

    Vacation in your own backyard. The lender's monthly payment kicks in after the loan disburses; the pool is yours from first swim.

Questions?

The office can walk you through it.

If you'd rather talk through which partner fits before applying, the office is happy to compare options with you over the phone or at the showroom in Maitland.

Request a Quote Call 321.972.9002

All financing is subject to credit approval. Loan amounts, rates, and terms are determined by the lender, not by Next Level Pools and Spas. The links above route to each partner's application portal — Next Level does not collect or process credit information.